Learn More about the Financing Program

We are pleased to offer instrument financing through United Midwest Savings Bank. The application can be done entirely online, and is below.

The interest rate for this program is 12.99%, and the terms are anywhere from 6 months to 60 months (your choice), with no prepayment penalties. The below link will give you an instant credit decision. This program is limited to serialized instruments/bocals with a retail value of $1,000 or more ($1,000.00 minimum must be financed). With this program, we are happy to extend a cash/check sales discount on eligible instruments.

Please feel free to browse our inventory of instruments or reach out with any questions regarding our financing program. We look forward to working with you on the purchase of your instrument!

Affordability Calculator/Apply today!


If you’re interested in applying for financing but you’re not ready to submit the full application, prequalification will allow you the option to apply without affecting your credit score.

Credit Application

Ready to finance? Below is the full credit application you’ll need to fill out and submit. Please keep in mind that this is a credit application and may affect your credit score. It will show up as a hard inquiry on your credit report. If you have concerns about your credit history, length of credit history, or debt to income ratio it is advised that you apply with a co-signer to improve your chances of approval. Questions about the process? Feel free to give us a call!

Looking for Something Else?

In addition to musical instrument financing, we also offer numerous other services for your musical needs. Below you will find more information regarding these other offerings. For additional questions, please contact us directly.

Contact Us

Need additional information about our inventory or services? Our staff of conservatory trained instrument specialists and highly skilled repair technicians are available to answer your instrument questions.

Visit Us

1621 E. Hennepin Ave. Suite 100
Minneapolis, MN 55414

9am-5pm Monday-Friday
9am-3pm Saturday

Call Us

Local: (612) 331-4717
Toll Free: (800) 926-5587
Fax: (612) 331-4718

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